Bankruptcy: Is it Right for Me?
Are creditors calling and harassing you day and night?
Are you at risk of losing your home to foreclosure?
Are you facing a wage garnishment?
Have you recently lost your job or had a reduction in income?

If you answered yes to any of the above questions then bankruptcy may be a right solution for you. When bankruptcy was first created, it was meant to help the average person who may have gotten hurt or hit with some hard times. It was never anticipated that an average consumer could have access to “credit” equal to 10 times their monthly salary. For perspective, an average consumer is given the power to spend up to 10 times what they make in one month. It is unreasonable to believe that any sound financial plan allows for a “loan” of money that person could not pay back within a year.

Learn if Bankruptcy is Right for You.

Bankruptcy Solutions – What to Expect
We at Bankruptcy Solutions value our clients and our commitment to providing exceptional customer service. Whether you are struggling to pay your bills or your home has lost all equity and you want to strip the second mortgage, we are here to serve you. Our staff is standing by to assist you with guidance and questions you have throughout the entire bankruptcy process.

Get Started Now - Next Steps and What to Expect.

Bankruptcy and the Economy
Bankruptcy is booming in America, with the unstable economic climate and the mortgage crisis looming over a majority of Americans. Many individuals and businesses are seeking financial relief and are turning to their constitutional right to file for bankruptcy. Filings with the United States Bankruptcy Court in San Francisco jumped from 12,025 in 2007 to 20,067 in 2008. In California as a whole, the number of bankruptcy filings are up nearly 50 percent from last year according to a study conducted by the Consumer Bankruptcy Project at Harvard.

How has the Economy Impacted Bankruptcy Filings.

What is the Difference Between a Chapter 7 Bankruptcy and a Chapter 13 Bankruptcy?
In determining whether or not you should file for bankruptcy, it is important to understand the differences between each one. One of the most common questions is what is the difference between a Chapter 7 bankruptcy and a Chapter 13 Bankruptcy.

Learn the Differences between Chapter 7 Bankruptcy & Chapter 13 Bankruptcy.