Beaverton residents and the greater Portland Metropolis: Welcome to BKAnswers.com and our experienced bankruptcy lawyers, now serving Portland and Beaverton residents as well as residents and consumers in Banks, Tigard, Cornelius, Durham, Forest Grove, Gaston, Hillsboro, King City, North Plains, Sherwood, Tualatin who are in need of bankruptcy information and debt resolution advice and services.  At Beaverton’s division of BKAnswers.com, we are proud to say that our legal firm is recognized as the fastest growing Bankruptcy Firm in California and Oregon. Our knowledgeable team of bankruptcy attorneys combines 60 + years of experience in Chapter 7, Chapter 13, and Chapter 11 bankruptcy filings, foreclosures, legal debt settlement, mortgage modification and asset protection. Our Oregon bankruptcy branch has two convenient office locations where you can meet with one of our experienced Beaverton Bankruptcy Attorneys to discuss your financial situation.

Bankruptcy, by definition, is when an individual or organization, acting voluntarily or by court order, liquidates its assets and distributes the proceeds to creditors. But, let’s face it, bankruptcy is perceived as a devastating and embarrassing situation to any individual, small business, or even a multi-million dollar corporation. Let our Beaverton Bankruptcy Lawyers take some of the burden off of you and your family by setting your assets in order; managing files and red tape, and effectively filing your bankruptcy under Oregon law, with the best case outcome for you and your financial status. It can be a difficult, emotional time, so help us help you and call one of our experienced Portland Bankruptcy Attorneys at (503) 535-0620 today for your FREE Bankruptcy Consultation TODAY!

Check out the legal services that our two premiere Oregon Bankruptcy Firms offer:

Chapter 11 Bankruptcy Filings: This “liquidation” bankruptcy is filed by an individual, corporation, or a partnership. The debtor is allowed to claim certain property as exempt, under Oregon Chapter 7 bankruptcy law. In return, the debtor then receives a discharge of unsecured debt, meaning that the unsecured debts do not have to be repaid by the debtor.

Chapter Bankruptcy Filings: Chapter 13 allows an individual to keep their property by repaying creditors via an established, court-approved payment plan which they sign-up to pay out of their future income. (Corporations and/or partnerships are not candidates for Chapter 13 bankruptcy filing).

Foreclosures: Foreclosure is the forced sale of real property assigned as security for a debt that is in default. There are two types of foreclosure, one that is demanded by a court action, or one that is sold by private trustee. When a BKAnswers bankruptcy attorney files a bankruptcy petition, it STOPS REPOSSESSION AND FORECLOSURE. This gives you time to assess your finances and organize yourself.

A Chapter 13 bankruptcy can be filed on your behalf by a Beaverton bankruptcy attorney and should be considered if you are behind on your house or car payments. In this bankruptcy scenario, filing Chapter 13 eliminates repossession or foreclosure and opens up the opportunity to present a plan to the court that would give you 5 years to repay your past due payments, while continuing to make your regular monthly payments. Call us today at our Beaverton Bankruptcy Firm today to SAVE YOUR HOME!

If your next question is “What happens after I file Bankruptcy?” - you are not alone. A popular misconception is that once you file bankruptcy due to debt, obtaining credit is impossible. It may surprise you to know that, while a bankruptcy can be reported on your credit report for up to 10 years after your case is filed, the outcome on your actual credit score differs based on what it was before your bankruptcy filing. The fact that you can start anew in rebuilding your credit once your case is filed makes this situation temporary as your credit will build over time. Sometimes those that had low credit scores prior to filing bankruptcy see a rise in their credit score after their bankruptcy filing and with due diligence in keeping their financial obligations moving forward.

Depending on your particular situation, and everyone’s is different, there are alternatives to bankruptcy available to you such as Legal Debt Settlement and Mortgage Modification. Our Beaverton, Oregon Bankruptcy Firm can discuss this as well as Creditor Litigation, should you determine that bankruptcy is not for you. If you have debt problems, we have real debt solutions that can work for you and get you back on track and financially fit!

Call us today and utilize our FREE Consultation to analyze your personal financial circumstances. Our Oregon Bankruptcy attorneys can create a personalized Debt resolution plan for every individual. We offer low prices, payment plans, and it is only $99 to have one of our experienced Bankruptcy Attorneys start preparing your bankruptcy case. Don’t hesitate any longer; get out of the financial burden you are in by calling us at (530) 535-0620 today for your “Fresh Start!”