If you are being sued.  If you are being sued, and you own a home, we strongly urge you to speak with a Sagaria Law San Francisco bankruptcy attorney immediately about filing a bankruptcy. A bankruptcy will stop a lawsuit immediately and prevent your creditors from placing a lien on your home or garnishing your hard-earned wages.

If your San Francisco home is being foreclosed or if your car is about to be repossessed. If it is, very often bankruptcy may prevent the foreclosure action or repossession from proceeding and allow you to consolidate your mortgage arrears or automobile balance and make payments on those debts over time through a payment plan designed by us with your help. If your house is being foreclosed or your car is about to be repossessed, Chapter 7 bankruptcy may not be an option. Chapter 13 bankruptcy may save your house and your car.

If credit cards or medical bills have you so deep in debt that it is hard for you to pay for necessities. If you are only paying the minimum payment on the credit card bills from month to month, and the interest rate is only 15%, you will take about 20 years to pay off a $10,000 debt. Chapter 7 bankruptcy at Sagaria Law in San Francisco, we can provide you with a fresh start that you are entitled to under the law and get you out of debt now.