Most Chapter 13 bankruptcy cases pay out less that 100% to the general unsecured creditors. General unsecured creditors include, for example, credit cards, medical bills, personal loans, utilities, payday loans and personal signature loans. If these types of debts are not paid in full by the completion of the Chapter 13 Bankruptcy plan payments, the remaining balance is eliminated, or discharged. Also, if a general unsecured creditor does not file a claim with the bankruptcy court that particular creditor or creditors will not get paid at all.  For more information, consult with a Sagaria Law attorney in the San Francisco office!