In our firm in downtown Portland Oregon we deal in just not bankruptcy but counseling our clients on their rights and responsibilities regarding their extended credit.  As an attorney its important for us to understand our clients situation and create a plan that works for them.  Usually when meeting with one of our attorneys we find that for those not seeking a complete discharge a Chapter 13 bankruptcy works better then any other consolidation program out there.

A Chapter 13 bankruptcy is a way to reorganize your finances by consolidating your bills into one monthly payment. Chapter 13, however,as a bankruptcy alternative should not be confused with traditional consolidation programs. Chapter 13 has the power of the Federal Bankruptcy Code behind it, and provides many advantages for people seeking debt relief. When you file a Chapter 13 bankruptcy, you receive immediate protection by an automatic stay, a court injunction that prevents almost all collection activity against you.

You can stop paying your creditors immediately. We will take all of your creditor calls so you do not have to deal with any more harassment.